The whole story, on one page.
Most businesses can’t afford a full finance department. And their bank account should do more than hold money. We built RobotMoney because we believe every business should have a finance team.
The one thing that corporations have that most businesses don't.
Big companies have entire finance teams. Everyone else has spreadsheets, budgeting apps, and best guesses. RobotMoney closes that gap.
Your AI finance team, from $99.
Get the financial firepower of a Fortune 500 company, with 24/7 automated execution and consistent decision-making from a team of AI financial specialists, at a fraction of the cost.
Eleven roles. One team.
All working on your behalf.
The full RobotMoney team, in agent form.
All coordinated, all always-on 24/7.
Subscription
Reviews recurring subscriptions across every connected account. Flags rarely-used ones. Cancels or renegotiates with your approval. Stricter defaults on the consumer template.
Reconciliation
Matches transactions against invoices, receipts, and expected charges. Surfaces mismatches, duplicates, and orphaned entries. Keeps every account's books clean.
Fraud and Anomaly
Monitors every transaction for fraud signals and unusual patterns. Notify-only by default. Freeze-card only on your explicit request, never triggered automatically.
Collections
Chases outstanding receivables. Sends only tenant-approved follow-up templates. Escalates the accounts that need human attention.
Treasury
Sweeps idle cash into yield-bearing accounts and back on demand. Manages laddering, working capital, and reserve levels across your accounts.
Payment
Proposes vendor and bill payments on schedule. Confirm-required on financial actions. Never sends payments above the cap without approval.
Vendor Risk
Screens vendors and counterparties for risk signals. Emits auditable findings before any block or confirm. Can escalate to reject high-risk relationships.
Cash Forecasting
Projects cash position 30 days out. Warns before shortfalls. Surfaces surplus that could be swept, invested, or returned to owners.
Dispute
Gathers evidence for chargeback and payment disputes. Assembles the case, drafts the response from approved templates, files inside your rails.
Compliance
Monitors every action against tenant-defined compliance rules. Emits auditable findings. High-risk actions capped at confirm, never auto-executed.
Revenue Intelligence
Analyzes revenue patterns, customer cohorts, and pricing performance. Surfaces trends, retention risks, and pricing opportunities. Notify-only by default.
Not a budgeting app.
Not a financial assistant.
Existing tools either watch your money or restrict it to one platform. RobotMoney manages financial work across every account you already own.
| Feature | Legacy Accounts | Modern Account Platforms |  | Budgeting Apps |
|---|---|---|---|---|
| Sees all your accounts | Only their own | Only their own | Yes, every account | Yes, read-only |
| Takes action for you | No, you do it | Some, in-app only | Yes, autonomously | No, just suggestions |
| Runs your AP and AR | No | Basic bill pay | Yes, end to end | No |
| Reconciles and closes books | No | Exports to QuickBooks | Yes, continuously | No |
| Manages vendors and contracts | No | No | Yes, with memory | No |
| Cash forecast and treasury | Manual reports | Basic dashboard | Yes, forward-looking | Charts only |
| Audit trail on every action | Rebuilt from statements | Transaction log | Anchored, verifiable | Category history |
| Custody | Provider controlled | Provider controlled | Non-custodial | None |
| Runs on Base | Not included | Not included | Yes | Not included |
| Emerging markets access | Limited | US-focused | MENA, SEA, LATAM, US | US only |
Questions.
Learn how RobotMoney works and what it means to have an AI finance team working across your accounts.
What is RobotMoney?
Who is RobotMoney for?
How is this different from Mercury, Brex, or Ramp?
How is this different from QuickBooks or Xero?
Do I need to replace my current accounts?
Is RobotMoney a bank?
Is it safe to let AI agents move my money?
Big companies have finance departments.
Now every business can afford one.
Get early access and be among the first to put an AI finance team to work for your business.