Everything you need to know.
RobotMoney is the trust and payment infrastructure connecting AI agents to money. Give agents accounts, intelligence, rules, and payment rails so they can transact autonomously without operating outside your controls.
AI agents can do the work.
Now they need a safe way to move money.
Financial infrastructure was built around humans making decisions. Agents change that. They need their own accounts, permissions, payment methods, and rules governing when money can move.
sits between agents and money.
Every payment can be checked against business context and policy before execution, then recorded with evidence of what happened, why, and how it was authorized.
Questions.
Learn how RobotMoney gives AI agents accounts, controls, intelligence, and payment infrastructure to safely transact.
RobotMoney gives AI agents an account and the rules to use it. An agent opens an account, asks before it spends, gets a decision in milliseconds, and pays on the rail the rules choose. Every decision and payment is recorded with proof.
Companies and platforms that run agents that spend. Agent builders, finance teams paying vendors, and platforms whose agents pay on behalf of their users. Business only.
Yes. One API call. The agent records who it works for, gets a wallet and a key, and can receive and send USDC right away. Limits are low until the principal is verified.
An agent account is a non-custodial wallet for USDC and x402. Any agent can open one. A business account is for a verified company. It adds bank deposits, payouts to vendor bank accounts and cards through our partners. Same rules, same receipts.
No. We never hold your money. Agent accounts are wallets you control. Fiat is held by licensed partners. We decide, pay and prove.
A card or wallet sets a limit. It cannot tell whether the invoice is real, the vendor’s bank details changed, or the payment matches the contract. RobotMoney checks all of that before money moves and keeps a record a payee can verify.
It goes to Needs Review. A person sees it in Slack, Teams, email or the Control Center, approves or rejects, and can turn the answer into a rule. Next time it does not need review.
Agents hold budgets, not balances. Every payment is checked against your rules and your data. Anything outside the rules stops. You can pause any agent at any time.
Yes. Any agent on any stack. Connect by MCP or call the API. We never host or run your agents.
In your workspace. Decision records are hashed and anchored on-chain so they cannot be changed after the fact. Export is available on paid plans.
MCP server or REST API. One key per workspace. Each agent gets its own credential.
POST /v1/accounts to open an account. POST /v1/decisions to ask before you spend. Everything else is optional.
Approved, Needs Review or Blocked, with the reason, the rule that matched, and the rail chosen. Approved payments execute on their own.
Send payee, amount, reference and purpose with each request. Attach the invoice or contract if you have it. Context builds up from the agent’s own history. A business can also connect bank, accounting and document sources.
Yes. Limits per payment and per day, allowed payees, allowed rails, merchant categories. Rules are signed documents run by a deterministic engine. People can also learn rules from reviewed decisions.
USDC on Base through Crossmint, and x402 for machine payments. Fiat payouts and cards come through partners for verified business accounts.
Yes. Test keys use test funds on a test network. Switch to live when ready.
No. Bring Your Own Rail turns execution off. You get the decision and move the money yourself.
API response, webhook, Slack, Teams, email, MCP, or the Control Center. Your choice.
Not yet. The API is plain REST and the MCP server works with Claude, ChatGPT, Codex and any MCP client.
Per decision above a free amount, plus a small percentage of money moved through RobotMoney. No seat fees. No agent fees.
One call to the decisions endpoint. Approved, Needs Review and Blocked all count. Reads, lookups and rule changes are free.
Yes. 1,000 decisions a month, unlimited agents, 0.30% of money moved. No card needed.
You move to Usage. $0.01 per decision above 1,000, $99 monthly minimum, 0.25% of money moved. Nothing stops.
From $2,000 a month with volume pricing, 0.15% of money moved, sub-accounts for your own customers, SSO, audit export, SLA and dedicated support.
No. Run as many agents as you want on every plan.
Any payment RobotMoney executed: USDC, x402, fiat payouts and card charges. Blocked and held payments are not charged.
FX spread on cross-border payouts. A small flat fee per card charge instead of a percentage. Partner fees on bank on-ramps are passed through.
No. Funds stay in your wallet or with a licensed partner until a payment runs. We hold no deposits and no float.
Yes. Usage is month to month. Access continues to the end of the period, then drops to Free. Your data stays.
Yes. Above about one million decisions a month, or for dedicated infrastructure, contact us.
Every agent payment needs a trust layer.
RobotMoney provides the context, rules, controls, and proof behind each transaction.